With summer fast approaching, millions of Americans will be hitting the road in their RVs to explore the scenic landscapes and quiet corners across the United States. Here are some steps to make your trip safer and more enjoyable.
- Choose the RV that best suits your needs. Is your family one who is looking for the more compact experience of a 20-foot class B, or is your lifestyle better suited to a 45’ luxury class A, affording you all the comforts of home? Make a list of things that are important to you and your family. What kinds of places do you ultimately want to travel to? Do your research and talk to friends and coworkers to determine what type of RV will best suit your family.
- Be prepared. Once you’ve done your homework and found the RV for you, take the time to learn the nuances of it before taking it on the road. Practice driving it on short trips. Be familiar with how it handles both on the highway and through crowded cities. Knowing how to properly operate your RV will make your trip less stressful.
- Know the dangers that might come with operating your RV. Most likely, it will have a kitchen run on propane. Do you know how to safely operate it? Do you know that some states have specific rules about driving your RV over bridges and through tunnels when it comes to your propane tanks? It is especially prudent to know the laws of the state in which you will be traveling.
- Have a plan. If you were to have a flat tire or if you are dry or wild camping and your generator won’t start, do you know who you will call? There are a variety of options available. If you are purchasing your RV from a dealership, ask your salesperson what they recommend. Or, perhaps join a few online groups where you can ask questions of experienced RVers.
- Be sure that you are properly insured. Most states require that all RVs be insured usually at the same levels as regular auto insurance. One of the insurance professionals at Brooks, Todd & McNeil can help you to find the right coverage limits for your particular RV. There are also some special coverages that might give you additional peace of mind such as total loss replacement, replacement cost of personal effects, and special windshield deductibles to name a few.
- Consider things that will affect the cost of your RV insurance. The liability limit you choose, the deductible, any special coverages, and your driving history will all play a role in your final premium. Working with Brooks, Todd & McNeil will allow you to explore different options until you find the levels of coverage that are right for you. Some carriers will also offer discounts if you hold a commercial driver’s license, have taken a defensive driving course, have multiple vehicles insured, or have served in the military.
Now that you’ve taken the steps to make your trip less stressful and more enjoyable, pack up the family, (don’t forget the dog), and get out there and make memories!
About Brooks, Todd & McNeil
Since 1839, the independent agents at Brooks, Todd & McNeil have been pleased to offer our community the best and most affordable policies from a variety of providers. Our dedicated agents are ready to put their 75 years of combined experience to work on your claims. To learn more about our products and services, contact us today at (800) 448-4567.