Contractors Insurance

Contractors Insurance

Every contractor’s needs are unique. One consistent concern is safety. We know the workplace is full of potential hazards. It is important that you have the knowledge and procedures in place to address the risk. Do you have a Safety Committee, techniques for lifting and carrying? Poor lifting and unsafe handling are the cause of some of the most common injuries.

Our dedicated Commercial Team will help to ensure that you have the proper coverage in place. We will provide you with the proper policies along with programs and comprehensive safety materials to reduce your chance for operational loss, which may help to limit the overall cost of your insurance program. With a commitment to decreasing risk and supporting safety, we will help build a positive carrier relationship, which can help to decrease premium.

Do you know why your workers compensation premiums went up or down in the past few years? Do you know how much you could potentially be saving on your premiums by targeting your company’s cost drivers with loss control action? These are all the questions we can answer by performing an analysis of your experience rating factor. Let us perform an analysis to show you the difference it can make and how we can help your bottom-line.

“You have a great agent, Ed Townsend, working for you. I will say that he went above and beyond for Maria and I on Friday morning. We were getting ready to purchase a new (used) vehicle at Ross Motor Cars and when I called Ed on his cell, I found out that your office was closed. We were looking to have insurance put on our vehicle so that my son could take our car (that I am selling him) for the remainder of the weekend. Ed, even though he was preparing for a holiday weekend, made sure that we got the insurance by contacting Hannover and following through with me to insure that the vehicle would be insured/added to our existing policy. Truly above and beyond what would be expected from anyone else. Thank you for having him work with us on our accounts and I do realize that the attitude does come from the top down…so thanks for an awesome relationship!” — Antonio Ponte
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