Brooks, Todd & McNeil Agency Blog

Latest Post: March 24, 2025

Life Insurance Planning: Tips for Designating Your Beneficiaries Wisely

“If there is anyone dependent on your income, like your parents, children, or relatives, for instance, then you need life insurance.” — Suze Orman A life insurance policy safeguards your family's financial future, and designating the right beneficiaries ensures that your loved ones receive the intended support. Careful planning and...

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BrooksToddandMcNeil_RiskManagement
April 17, 2023 How Inflation Impacts Risk Management

Inflation and economic uncertainty have a negative impact on business operations, and there are many factors to consider. Ultimately, leaders must make decisions in the face of fluctuating stock values, tougher lending criteria, and soaring prices for goods and services. From a risk management perspective, there are concerns that inflation will negatively…

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April 13, 2023 Commercial Property Insurance Costs Are On The Rise – Here Are 5 Reasons Why

If you are a business owner, you may have noticed that commercial property insurance rates are going up. There are multiple factors contributing to these premium increases. As a business, it is important to know why your insurance costs are on the rise and what you can do to help…

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BrooksToddMcNeil_Homeowners'Insurance
April 10, 2023 Things to Know Before Signing a Policy for Homeowners Insurance in Connecticut

Homeowners’ Insurance in Connecticut provides essential protection to homeowners for the physical structure of your home and your personal belongings. It also covers accidents and injuries that take place on your property, and liability arising from one's actions off one's property. Learn what to know about homeowners insurance in Connecticut to…

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BrooksToddMcNeil_YourProfit
March 27, 2023 How to Promote Your Nonprofit This Year

Your nonprofit is excellent, and you do good work, but you need help to market it or showcase what you do. Ultimately, well-planned development initiatives can help charitable organizations expand their operations and make a more significant impact in the communities that they serve. With fewer resources to work with…

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BrooksToddMcNeil_AutoInsurance
March 20, 2023 5 Ways to Save Money on Auto Insurance

Saving money on auto insurance in Connecticut could put some breathing room into your monthly budget. Rather than creating lower limits to make auto insurance more affordable, consider less risky strategies to generate savings. Here are five tactics that could help you lower your premiums. Increase Your Auto Insurance Deductible Raising your…

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BrooksToddMcNeil_ConstructionIndustry
March 13, 2023 How Inflation Affects the Construction Industry

The construction industry faces challenges due to rising costs, inflation, and great uncertainty across the market. Construction companies need to be conscientious and adaptive to withstand this new climate. With project costs increasing, responsible budgeting and risk management are crucial. How the Construction Industry is Dealing with Inflation Here are…

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BrooksToddMcNeil_PrepareYourHome
March 06, 2023 Prepare Your Home for Spring

Now is the perfect time to prepare your home for spring, and there are a few ways of accomplishing this. Staying ahead of the weather can protect your house from damage, optimize energy efficiency, and even spare you from claiming your home insurance policy. Best Methods to Prepare Your Home for the…

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February 28, 2023 Rising Premiums? What’s Impacting the Cost of Home and Auto Insurance

You may have noticed your insurance rates are rising or you have been warned that they are about to go up. Both auto and homeowners insurance premiums are on the rise and there are several reasons for these increases. Rising Inflation Inflation levels are at the highest the United States…

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BrooksToddMcNeil_SafeWorkplace
February 27, 2023 How to Ensure a Safe Workplace

A safe workplace is no longer a given, but there are ways to create preventative measures to help strengthen this. In the manufacturing industry, businesses must make their personnel's safety paramount in their day-to-day operations management. In particular, manufacturers must address occupational hazards in their facilities proactively. Updating safety policies,…

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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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