Personal umbrella insurance is an additional policy that can be purchased to extend the amount of coverage of your homeowners or auto policies in the event that a claim exceeds their limits. An umbrella could expand your coverage in the event of a serious auto accident where you are at…

There are many decisions to make when you buy a home, and your insurance coverage is one of the most important. Most mortgage lenders require homeowners insurance to protect their interests, and you need it to protect yours. If you are unfamiliar with this coverage, there are a few things…

As a manufacturer, your business must meet certain standards and responsibilities. The unique nature of manufacturing businesses requires comprehensive manufacturers insurance as well. You should understand the risks your manufacturing business faces to target your insurance coverage appropriately. There are some key risk factors that every manufacturer should understand. Manufacturers…

When an unexpected motor vehicle accident leaves you without transportation, having Rental Reimbursement as part of your auto insurance may be vital. The time it takes to repair your vehicle might take much longer than it did in the past due to supply chain issues and staffing shortages. And, the…

Did you know that every year on June 28th we celebrate National Insurance Awareness Day? We know that insurance isn't often a topic that people want to think about unless needed since insurance comes into play when accidents or tragedy strikes. And who wants to focus on the bad? But…

One of the biggest problems facing corporate America in today's business climate is the nuclear verdict, the term applied to a jury trial that awards $10 million or more in damages. Stoked by resentment and anger during the lawsuit and ensuing trial, these substantial verdicts can include disproportionately punitive damages…

Being vigilant when operating a vehicle significantly reduces your risk of getting into a severe accident. Defensive driving helps to safeguard you, your passengers, and other drivers on the road. It may also spare you from costly damage to your vehicle or claims against your auto insurance. Review these critical…

Protecting your home from potential water damage is a paramount concern for every homeowner. That's where water and temperature sensors come into play, serving as invaluable tools to detect leaks, mitigate mold growth, and preserve the structural integrity of your property. In this article, we will explore the critical importance…

Concerned that you may not be able to obtain or afford Cyber Liability coverage? You should be, if you don’t have extensive Firewall, Multifactor Authentication (MFA), and other security measures in place. Even if you learn you are presently uninsurable through the underwriting process, in most cases such deficiencies can…