Brooks, Todd & McNeil Agency Blog

Latest Post: November 12, 2024

Is Your Home In a Trust? Why You Must Add The Trust As An Additional Insured

Many homeowners use trusts as an effective tool to protect assets and facilitate property transfers. If your home is held in a trust, your homeowners insurance policy must reflect this by naming the trust as an additional insured. Ensuring proper coverage prevents potential gaps and protects your property. This article...

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BrooksToddMcNeil_DefensiveDriving
June 13, 2023 Why Defensive Driving Is The Best Offense On The Road

Being vigilant when operating a vehicle significantly reduces your risk of getting into a severe accident. Defensive driving helps to safeguard you, your passengers, and other drivers on the road. It may also spare you from costly damage to your vehicle or claims against your auto insurance. Review these critical…

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June 06, 2023 Importance of Water and Temperature Sensors in the Home

Protecting your home from potential water damage is a paramount concern for every homeowner. That's where water and temperature sensors come into play, serving as invaluable tools to detect leaks, mitigate mold growth, and preserve the structural integrity of your property. In this article, we will explore the critical importance…

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BrooksToddMcNeil_Cybersecurity
April 24, 2023 4 Cybersecurity Threats to Watch for in 2023

Concerned that you may not be able to obtain or afford Cyber Liability coverage? You should be, if you don’t have extensive Firewall, Multifactor Authentication (MFA), and other security measures in place. Even if you learn you are presently uninsurable through the underwriting process, in most cases such deficiencies can…

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BrooksToddandMcNeil_RiskManagement
April 17, 2023 How Inflation Impacts Risk Management

Inflation and economic uncertainty have a negative impact on business operations, and there are many factors to consider. Ultimately, leaders must make decisions in the face of fluctuating stock values, tougher lending criteria, and soaring prices for goods and services. From a risk management perspective, there are concerns that inflation will negatively…

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April 13, 2023 Commercial Property Insurance Costs Are On The Rise – Here Are 5 Reasons Why

If you are a business owner, you may have noticed that commercial property insurance rates are going up. There are multiple factors contributing to these premium increases. As a business, it is important to know why your insurance costs are on the rise and what you can do to help…

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April 10, 2023 Things to Know Before Signing a Policy for Homeowners Insurance in Connecticut

Homeowners’ Insurance in Connecticut provides essential protection to homeowners for the physical structure of your home and your personal belongings. It also covers accidents and injuries that take place on your property, and liability arising from one's actions off one's property. Learn what to know about homeowners insurance in Connecticut to…

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BrooksToddMcNeil_YourProfit
March 27, 2023 How to Promote Your Nonprofit This Year

Your nonprofit is excellent, and you do good work, but you need help to market it or showcase what you do. Ultimately, well-planned development initiatives can help charitable organizations expand their operations and make a more significant impact in the communities that they serve. With fewer resources to work with…

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BrooksToddMcNeil_AutoInsurance
March 20, 2023 5 Ways to Save Money on Auto Insurance

Saving money on auto insurance in Connecticut could put some breathing room into your monthly budget. Rather than creating lower limits to make auto insurance more affordable, consider less risky strategies to generate savings. Here are five tactics that could help you lower your premiums. Increase Your Auto Insurance Deductible Raising your…

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BrooksToddMcNeil_ConstructionIndustry
March 13, 2023 How Inflation Affects the Construction Industry

The construction industry faces challenges due to rising costs, inflation, and great uncertainty across the market. Construction companies need to be conscientious and adaptive to withstand this new climate. With project costs increasing, responsible budgeting and risk management are crucial. How the Construction Industry is Dealing with Inflation Here are…

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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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