Why car ownership is getting more costly — even as prices dip
IMPORTANT NOTICE: Don’t Assume Your Workers’ Comp Will Apply in Florida
Historic inflation and how it impacts your insurance coverage.
Brooks, Todd & McNeil Agency Blog
Is Your Home In a Trust? Why You Must Add The Trust As An Additional Insured
Many homeowners use trusts as an effective tool to protect assets and facilitate property transfers. If your home is held in a trust, your homeowners insurance policy must reflect this by naming the trust as an additional insured. Ensuring proper coverage prevents potential gaps and protects your property. This article...
Read full articleIf the unexpected occurs it can cost your business time, money, the ability to operate, and sometimes the capability of ever reopening. Having the proper business insurance coverage can help mitigate losses such as property damage, liability, business interruption, injured workers medical bills, and even legal fees. Finding the correct…
Read full articleNo one wants to think about what might happen after their death. However, planning now for the future can save you and your family anxiety and heartache after you have passed. Having a Life Insurance policy or a will as part of your estate plan helps to provide for your…
Read full articleThanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based…
Read full articlePersonal umbrella insurance is an additional policy that can be purchased to extend the amount of coverage of your homeowners or auto policies in the event that a claim exceeds their limits. An umbrella could expand your coverage in the event of a serious auto accident where you are at…
Read full articleThere are many decisions to make when you buy a home, and your insurance coverage is one of the most important. Most mortgage lenders require homeowners insurance to protect their interests, and you need it to protect yours. If you are unfamiliar with this coverage, there are a few things…
Read full articleAs a manufacturer, your business must meet certain standards and responsibilities. The unique nature of manufacturing businesses requires comprehensive manufacturers insurance as well. You should understand the risks your manufacturing business faces to target your insurance coverage appropriately. There are some key risk factors that every manufacturer should understand. Manufacturers…
Read full articleWhen an unexpected motor vehicle accident leaves you without transportation, having Rental Reimbursement as part of your auto insurance may be vital. The time it takes to repair your vehicle might take much longer than it did in the past due to supply chain issues and staffing shortages. And, the…
Read full articleDid you know that every year on June 28th we celebrate National Insurance Awareness Day? We know that insurance isn't often a topic that people want to think about unless needed since insurance comes into play when accidents or tragedy strikes. And who wants to focus on the bad? But…
Read full articleOne of the biggest problems facing corporate America in today's business climate is the nuclear verdict, the term applied to a jury trial that awards $10 million or more in damages. Stoked by resentment and anger during the lawsuit and ensuing trial, these substantial verdicts can include disproportionately punitive damages…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.