Brooks, Todd & McNeil Agency Blog

Latest Post: November 12, 2024

Is Your Home In a Trust? Why You Must Add The Trust As An Additional Insured

Many homeowners use trusts as an effective tool to protect assets and facilitate property transfers. If your home is held in a trust, your homeowners insurance policy must reflect this by naming the trust as an additional insured. Ensuring proper coverage prevents potential gaps and protects your property. This article...

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homeowners insurance
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March 26, 2024 Brooks, Todd & McNeil Celebrates 150+ Years with The Hartford and Travelers!

Brooks, Todd & McNeil began in 1839 with George Wadhams being the first insurance agent to represent the Aetna Insurance Company in Torrington, Connecticut selling strictly fire insurance. In 1861 his nephews Issac and John, opened a general store in Goshen where they sold general supplies, Borden cheese, steam ship…

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business insurance in CT
February 21, 2024 Staffing Up: CT Employers’ Guide to Group Benefits

Technology, economics, and workforce expectations are reshaping Connecticut's group benefits in 2024. In a competitive market, these benefits are essential for business owners to attract and retain top talent. When choosing business insurance in CT, employers are approaching group benefits with cautious optimism and adaptability. However, for them, one critical…

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condo owners insurance
February 14, 2024 Insuring Your Condo: A Guide for CT Residents

Connecticut has some of the most distinctive condos, including reimagined and repurposed historic factories and mills. Whether your abode is a vintage condo or a contemporary high-rise, you need condo owners insurance in CT to protect it and your financial investment. This condo insurance guide explores the specifics of condo…

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valuable personal property insurance
February 07, 2024 Insuring Your Collectibles: A Guide to Valuable Personal Property Insurance

Regardless of the years spent building a collection or inheriting family treasures, you deserve peace of mind that you have the protection you need in the event of a loss. While homeowner’s or renter’s insurance offers some level of that needed protection, valuable personal property insurance ensures that the unexpected…

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Connecticut car insurance
February 05, 2024 Key Points to Consider About Connecticut Car Insurance

Driving is an essential part of our daily routine, and unfortunately, at least once in our lifetime, we may be impacted physically and/or financially by an auto accident. When this happens, Connecticut car insurance can greatly impact our financial future. Every state has variations in its auto insurance laws. Let’s…

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business insurance
February 01, 2024 Must-Have Business Insurance Coverage for Connecticut Startups

Connecticut can be a great place to start a business. The state offers a skilled workforce, a robust transportation infrastructure, proximity to major markets such as New York and Boston, and a diverse customer base. When starting a new business, no matter where you are, you will need the right business…

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business insurance
January 30, 2024 What Types of Business Insurance Coverage Should I Consider for My Nonprofit?

Every business has its own unique insurance requirements, and non-profits are no exception. Because nonprofits rely heavily on fundraising and donations to operate, it can be devastating if an unexpected event leads to financial loss or legal issues. That is why securing comprehensive business insurance should be a top priority.…

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cyber security insurance
January 23, 2024 Best Practices for Protecting Your Customers’ Personal Data

Safeguarding consumers' personal information is more crucial than ever in today’s digital landscape. Data breaches expose sensitive customer data and violate privacy, eroding trust in companies.  As data threats mount, cyber insurance is integral in protecting customers and businesses. Cyber security insurance cushions the substantial financial impact of breaches, covering…

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flood insurance
December 15, 2023 Water, Water Everywhere: Home Prep for Flooding in Connecticut

Due to Connecticut's location on the East Coast, resident homeowners face the possibility of floods damaging their property. Tropical storms can cause excessive rain during the summer, while snowmelt and ice debris pose danger during the winter months. As a result, it is essential to prepare your home for flooding,…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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