Brooks, Todd & McNeil Agency Blog
Life Insurance Planning: Tips for Designating Your Beneficiaries Wisely
“If there is anyone dependent on your income, like your parents, children, or relatives, for instance, then you need life insurance.” — Suze Orman A life insurance policy safeguards your family's financial future, and designating the right beneficiaries ensures that your loved ones receive the intended support. Careful planning and...
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As the days get longer (and warmer) here in New England, it is a good time to take a close look at your home and tackle any projects that need addressing. Inspecting, maintaining, and improving your property is critical. Knowing that your home is well-maintained and protected enhances safety, efficiency,…
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In today’s litigious environment, Connecticut businesses of all sizes need robust safeguards against unforeseen liabilities. Commercial liability insurance acts as that shield, protecting your company’s assets in the face of lawsuits alleging bodily injury, property damage, or other covered losses. Why Is Commercial Liability Insurance Crucial? The rise in lawsuits…
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Renters in Connecticut, are your insurance needs covered? Renters insurance is often overlooked but is essential for apartment and home renters. As you settle into your rental, consider how renters insurance in CT can protect your belongings and give you peace of mind. Discover why this insurance is essential and…
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Safety is essential in the fast-paced, competitive construction industry. The Connecticut Department of Labor consistently ranks construction among the most dangerous industries, where workers risk falls, electrocutions, and other workplace accidents. Such accidents and injuries can be devastating to both the employee and the business. Proactive safety is essential to…
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It's no secret that insurance costs have been on the rise due to several factors, including inflation, costs of labor, material and supplies, and more severe weather events. An increase in costs has people wondering what they can do to help alleviate the financial strain while still fully protecting their…
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With summer fast approaching, millions of Americans will be hitting the road in their RVs to explore the scenic landscapes and quiet corners across the United States. Here are some steps to make your trip safer and more enjoyable. Choose the RV that best suits your needs. Is your family…
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If you own a business, you know how critical having the right insurance can be. Throughout the year, you should be in contact with your insurance agent if you have any significant changes, such as buying or selling a vehicle, adding a piece of equipment, or even hiring more staff.…
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Many policyholders are unfamiliar with the factors that affect auto insurance premiums, which can lead to costly mistakes. Understanding how the car you drive affects your premiums is essential for making informed financial decisions. Factors Influencing CT Auto Insurance Rates Your insurance rates depend on both vehicle-specific and personal factors.…
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Our beautiful state is a wonderful place to live, work, and operate a business. But it’s also expensive compared to other U.S. states. According to LivingCosts.org, Connecticut’s cost of living index is relatively high. With an index of 114, it ranks as the 11th most expensive state. Such conditions make…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.