Brooks, Todd & McNeil Agency Blog

Latest Post: April 2, 2025

The Cost of Nonpayment: How Lapsed Insurance Hurts Your Business

The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —...

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March 13, 2017 Employee Feature: Keena Monsam

Keena has been working with Brooks, Todd & McNeil since 2004, after she met two BT&M employees in a kickboxing class who introduced her to the company. Keena is a Personal Lines Trainer & Client Service Executive and has an Accredited Customer Service Representative (ACSR) designation. Keena is an active member…

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January 17, 2017 A Flurry of Worry in the Winter Months: How to Protect Your New England Property and Family

If you grew up in New England, or have spent substantial time in this quadrant of the United States, than you are no stranger to our long and arduous winter months. This kind of living requires a certain level of cold weather preparation to keep you and your property safe.…

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December 23, 2016 Workers Compensation Premium Audit Noncompliance Charge

Carriers have been using a variety of methods to encourage cooperation from insureds who were uncooperative with premium audit. Generally, carriers surcharged the payrolls to generate an additional premium high enough to influence an insured to provide the actual exposures. NCCI thought it best to standardize how carriers approach uncooperative…

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December 13, 2016 What To Do If Santa Falls Off Your Roof & Other Insurable Holiday Mishaps

That time of year is upon us – hanging lights and decorations, friends and family gathering at your home, gift giving, and the big jolly guy on your rooftop with eight magic reindeer. It may come as no surprise that this adds up to a very merry season, ripe with…

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November 07, 2016 Why an Independent Insurance Agent is a Good Friend to Have

Have you ever heard the saying it is good to know a doctor, a lawyer, a car mechanic and a plumber? There are so many times in our life that these professions come in handy and knowing someone on the inside can save you money and provide you with valuable…

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October 25, 2016 Halloween Safety Tips for Homeowners

The weather is changing, trick-or-treaters are at your door and seasonal hazards are a concern for every homeowner. Here are some tips to help you protect your home and visitors during this Halloween season. Trick-or-Treaters – With many children coming to your door, it is important to eliminate hazards that…

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October 13, 2016 October is National Cyber Security Awareness Month

These days, the Internet touches almost every aspect of our daily lives. We communicate online, share photos, conduct research, read the news, schedule appointments, pay bills, shop and manage banking and investment accounts. When we become disconnected from our online selves, we feel the impact. When we are the target…

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September 26, 2016 September is Life Insurance Awareness Month

When Is the Last Time You Assessed Your Life Insurance Needs? It may be something you have never considered or haven't considered in a while. Perhaps you just got married, had a baby or started a new business. If you have never considered life insurance or have had a change…

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August 25, 2016 Insurance 101 for Recent College Grads

What they didn't teach you before you received your diploma The big day is here. You are being set free into the real world, armed with a vast landscape of knowledge and ready to take on new challenges. Maybe you have already landed that big dream job. Perhaps you have…

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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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