Brooks, Todd & McNeil Agency Blog
The Cost of Nonpayment: How Lapsed Insurance Hurts Your Business
The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —...
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Talk with an agent to understand how changes may impact your future and why you should consider an annuity in your financial planning The SECURE Act Legislation introduced in the House of Representatives was recently passed to address the lack of retirement savings among the U.S. workforce targeting needs such…
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Hanover-Award-2019 Brooks, Todd & McNeil recently was selected for The 2019 Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country. The Hanover’s President’s Club agencies are recognized for delivering outstanding value to their customers through their insurance expertise and responsive service. The Hanover…
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The U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) is raising awareness about the dangers of texting while driving and is now in its fifth year of the ‘U Drive. U Text. U Pay.’ enforcement campaign. What does this mean for drivers? Like any time of year, put…
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What is an annuity? An annuity is an investment contract between a person and an insurance company that allows for the deposit of money that is managed by the company for the benefit of the investor. In return, the insurer makes payments to the investor over a period of time…
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This New England weather isn’t the only thing freezing these days. You may have heard an increasing amount of chatter around “freezing” your credit. We will outline below what this means, why you might consider it, and how it can impact your insurance. What is a Credit Freeze? A credit…
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Tis’ the season of giving and receiving and that means many presents both to and from loved ones. From purchasing your gifts to exchanging them, there are steps you should take along the way to ensure your valuables are protected. Porch Pirates’ and Protecting Your Packages Porch Pirates’ has become…
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This year's annual "Golf for Good Causes" raised $36,000 for for five local charities; Susan B. Anthony Project, FISH of Northwestern Connecticut, McCall Center for Behavioral Health (an alcohol and opioid recovery center), The Community Kitchen of Torrington, and the Open Door of Winsted. This brings our 18 year total…
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It’s that time of year. Leaves are changing, the air is crisp, and kids are gearing up for their favorite candy filled holiday. While Halloween is a treat for the kids, don't forget to protect yourself and your home from more than just ghouls and goblins. With fire lit decorations…
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Employee Feature: Tim Moran & The Importance of Having a Claim's Specialist Tim joined Brooks, Todd & McNeil in 2002 and is the Manager of our Claim Department. He was previously employed for 5 years with Berkley Administrators and spent 20 years with The Hartford Insurance Company. His experience in…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.