Brooks, Todd & McNeil Agency Blog

Latest Post: April 2, 2025

The Cost of Nonpayment: How Lapsed Insurance Hurts Your Business

The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —...

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August 16, 2021 How to Buy Your First Home

Are you currently in the market for your first home? If you’re in the midst of browsing potential neighborhoods, creating home wish lists and shopping around for top Home Insurance options, you may be curious to learn about the top tips for first-time home buyers. Purchasing your first home is a major…

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August 09, 2021 What to do After an RV Accident

Many take to the road in an RV thinking of the great vacation memories they are about to make, giving little thought to the possibility of getting into an accident. Being in an accident in an RV can be a lot scarier than being in a sedan or pickup truck.…

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July 21, 2021 Your Guide to Buying Life Insurance

Personal life insurance is an excellent tool to ensure that your family can sustain the loss of your income and your business can continue to operate if you pass away. By guaranteeing a specific amount of money upon your death, life insurance can allow your family to pay for debts and…

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July 21, 2021 A Guide to Implementing an Employee Benefits Package

Employers face increasing pressure to attract and retain the top talent in their industry, and one of the ways to get ahead of the competition is through a phenomenal employee benefits program. There are a number of different elements that could be included in employee benefit plans, and there are several…

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July 05, 2021 Where Should You Store Your Valuables?

Most people have certain possessions that they do not want to lose. Whether these possessions have a high monetary value like jewelry or cash or a high sentimental value such as family heirlooms, you want to keep them safe. In 2019, there were well over half a million burglaries in residences across…

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June 28, 2021 Helpful Tips for Small Nonprofits

A grassroots nonprofit organization may face a variety of obstacles. Grants and funding sources are competitive, and large organizations with extensive resources are often in a better position to attain funding. In order to further their cause, small nonprofits need to launch strategic awareness initiatives, maximize their existing resources, and…

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June 21, 2021 How to Notify Clients of a Data Breach

As a business owner, you have lots of sensitive information about your clients, including their names, addresses, financial details, and contact information. When a hacker or virus compromises your databases, you need to let your clients know as soon as possible. To help you get started, here are the top…

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June 14, 2021 How to Preserve Your Historic Home

Are you fortunate enough to live in a home with historical significance but worried about what you need to do to make sure your house stays in good shape? Preserving a historic house requires dedication, regular maintenance, and a little insider know-how. Having comprehensive Historic Home Insurance is a good start, but…

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June 07, 2021 How to Secure Your Home Before a Storm

Severe storms can hit at any time of year, but May through the end of November are particularly challenging months. If you live along the Atlantic coast, hurricanes are your biggest worry. Along with hurricanes come tornadoes and high winds. Storms producing high winds also occur independently of hurricanes. If…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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