Brooks, Todd & McNeil Agency Blog
The Cost of Nonpayment: How Lapsed Insurance Hurts Your Business
The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —...
Read full article

Each organization faces a number of risks that have the potential to damage the company’s reputation and finances. Risk management is a deliberate approach that isolates, assesses, and implements both proactive and defensive strategies to mitigate these risks. The help of a consulting firm can help identify these potential threats more fully…
Read full article
If you’ve been wondering about the most important factors to consider when buying a car, you may want to keep this quick guide handy. Beyond picking out your favorite paint color and securing extensive Car Insurance, there are several key things to know before buying a car that can help you…
Read full article
Have you been wondering lately about the various seasonal liabilities’ homeowners face? Even if you’ve stocked up on firewood, prepared your lawn for the coming frost, and protected your home with an extensive Home Insurance policy, your house could still face a number of potential hazards as the seasons begin to change.…
Read full article
The National Center for Charitable Statistics reports that over one and a half million nonprofits are operating in the United States. Though these organizations aren’t out for funds in the same way a corporation is, they were similarly impacted in the wake of COVID-19. The impact of COVID on nonprofits may have…
Read full article
When you have a strong password, secure network, and trustworthy staff, you may never suspect that your company is vulnerable to a data breach. The truth is, though, your business is vulnerable — every business is. A cyber security breach can happen to any company at any time, despite protective…
Read full article
Just because the long, hot days of summer are coming to an end, it doesn’t mean that you need to bid your RV goodbye until next year. In fact, the cooler autumn weather often leads to less crowded locations, fewer bothersome insects, and even discounted rates for the off-season. You…
Read full article
Life is unpredictable, and insurance is designed to soften the financial blow when the unexpected happens. Whether you are a homeowner, business owner, or manage multiple commercial or residential properties, the right policies can help you breathe a bit easier with that financial safety net under you. Weather-related events are…
Read full article
According to the Small Business Administration’s Office of Advocacy, there were 30.7 million small businesses in 2019. These companies employed nearly 60 million people in fields such as retail, healthcare, and tourist industries. If you’re one of the nation’s many small business owners, you’re probably accustomed to working hard, and retirement…
Read full article
“The best day to plant a tree is twenty years ago. The second best day is today.” With computer network intrusions continuing to mount, that tree-planting proverb also applies to your business’s cyber-breach response plan. While cyber security insurance is a risk management cornerstone, an effective response plan is also an essential…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.