Brooks, Todd & McNeil Agency Blog
The Cost of Nonpayment: How Lapsed Insurance Hurts Your Business
The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —...
Read full article

The real estate market has seemingly never been hotter, so it’s no surprise that people are rushing to buy and sell homes. If you fall into the latter category, it’s a great time to cash in on your home’s equity, but there are a few things to do before you…
Read full article
Nonprofits commonly have to contend with numerous obstacles. With limited resources to get through hurdles, it can be difficult for nonprofits to address operations management setbacks, advance their missions, and facilitate growth. Being conscientious about the challenges that nonprofits frequently face can help organization’s managers and directors to address them…
Read full article
Companies that want their employees to feel appreciated and rewarded can use a strong benefits package to this end. Employee benefits also provide much-needed support for the financial future of an employee and have an impact on an employee’s physical health. While a benefit to the company and its employees,…
Read full article
What is a catalytic converter? A catalytic converter is an exhaust emission control device that converts pollutants emitted from your car’s exhaust system into less-harmful gases. Why are catalytic converters targets for theft? Fairly easy and quick to remove from the vehicle, catalytic converters are a simple, yet lucrative car…
Read full article
If you’ve been wondering what you need to know before buying life insurance, having a simple guide at your disposal could help make the shopping process easier. Whether you have a pressing desire to purchase an extensive Life Insurance policy or whether you’re simply putting the idea on the table…
Read full article
Managing a nonprofit requires a unique mix of business savvy, personal compassion, and sharp problem-solving skills. If you possess all of these traits, you may be well-suited to a leadership role in a nonprofit—but you should know, too, that these qualifications aren’t enough. A leader must also have a common…
Read full article
Many people mistakenly think that life insurance is for retirees. While it’s true that people of this age should certainly consider a life insurance policy if they don’t already have one, the need for life insurance is not exclusive to middle-aged individuals. Should you purchase life insurance at a young…
Read full article
Regardless of what industry you’re in, working as a contractor can be a tough gig. Your pay may be unpredictable, it can take time to build steady income, and you have to work hard in order to sustain your success. It’s unsurprising, then, that many people find they’re not cut…
Read full article
As winter melts away, spring is right around the corner, and you know what that means — time to clean. Indeed, spring cleaning is a time-honored ritual that signifies new opportunities both in and out of the home. If you’re wondering how to prepare for spring cleaning, though, you aren’t…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.