Brooks, Todd & McNeil Agency Blog

Latest Post: April 2, 2025

The Cost of Nonpayment: How Lapsed Insurance Hurts Your Business

The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —...

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BrooksToddMcNeil_MedicareAdvantage
June 06, 2022 CMS Gives New Policies for Better Transparency for Medicare Advantage

People do not often understand what a Medicare Advantage is or how it can benefit them over a long period of time. Medicare Advantage plans give many additives to insureds. However, they can also be challenging to understand — especially for nursing homes and other health care businesses. If you…

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BrooksToddMcNeil_PrepareYourVehicle
May 30, 2022 How To Prepare Your Vehicle for a Summer Trip

If you want to ensure your summer trip goes smoothly, you need to prepare your vehicle to prevent the worst from happening. Are you planning a summer road trip? It could be a trip to the canyons or an adventure to the mountains. Perhaps you will lounge on the beach…

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BrooksToddandMcNeil_GetYourHomeReady
May 23, 2022 10 Steps to Get Your Home Ready for a Hot Summer

It is almost summer and you have to figure out a way to get your home ready for the heat and everything that comes with it. During the summer months, temperatures skyrocket, and those intensely hot days can wreak havoc on your house and comfort. You may want to cozy…

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BrooksToddandMcNeil_CommunicationBetweenInsuranceAgents
May 16, 2022 Establishing Proper Lines of Communication Between Insurance Companies and Clients

Establishing proper lines of communication between insurance companies and clients is important to set the same goal. There are many different components of a successful insurer-insured relationship. One of the most important, though, is an open communication line between both parties. Communication Between Insurance Companies and Clients Communication Between Insurance…

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Home
May 16, 2022 How to Keep Your Home Safe While Away

Planning a much-needed vacation? You've got your tickets bought, arrangements made, now it's time to think about how to secure your home while you're away. How to prepare your home before you leave Being prepared before you leave for a trip will help protect your home while you are away…

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Medicare Part B Premiums
May 02, 2022 The Status of Medicare Part B Premiums

President Lyndon B. Johnson signed Medicare Part B alongside Part A in 1965 to establish a new precedent in insurance coverage. When Johnson created the act, it provided insurance for seniors and other groups who had no insurance from an employer. Today, the coverage comes with a standard premium of…

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BrooksToddMcNeil_MedicareandMedicareAdvantage
April 26, 2022 Medicare and Medicare Advantage: The Differences and Values

Medicare and Medicare Advantage offers the patient two essential options that can help them over a long period. Once your employees are 65, they can sign up for a federal health insurance plan to help pay for medical necessities. When preparing for this step, they may want to compare original…

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bundling insurance
April 19, 2022 Bundling Insurance Can Mean More Coverage and Less Cost

Finding the right insurance coverage can be a time consuming and often stressful task. With so many options on the market, it is easy to become overwhelmed. An experienced independent insurance agent can help you compare and identify the right policies among multiple companies. They can also help identify discounts…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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