Brooks, Todd & McNeil Agency Blog

Latest Post: April 2, 2025

The Cost of Nonpayment: How Lapsed Insurance Hurts Your Business

The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —...

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January 02, 2023 6 Issues in Your Home You Must Fix

As a homeowner, investing in upkeep is an important responsibility, and there are issues in your home that you must fix. You must stay on top of these tasks to protect your home’s value and preserve its condition. There are plenty of minor issues that can cause problems, though, if…

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December 26, 2022 When You Need an Umbrella Policy

An umbrella insurance policy is a safety net for liability risks and can cover you in the event of a disaster. No matter how careful you are, the unexpected can leave you facing financial disaster. Umbrella coverage can handle those financial obligations for you in many cases. Why an Umbrella Policy Can…

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December 19, 2022 How to Keep Your Business Cybersecurity Secure During the Holidays

Your business cybersecurity is vital to your company's livelihood, and you want to ensure you have a plan. There is an increased demand for goods and services across all industries, and your employees may run ragged trying to keep up. Methods to Increase Business Cybersecurity Cyber threats increase over the holidays…

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December 12, 2022 Figuring Out When You Need a Medigap Plan

Annual Medicare enrollment comes with many decisions, and you might consider a Medigap plan as one of your options. When you sign up for coverage, you may wonder which policy option is right for you and how to ensure that you have enough coverage for your needs. The good news is…

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December 05, 2022 Medicare Coverage for Dental Issues Might Expand

According to several reports, Medicare coverage for dental issues might expand in the coming year, giving people another option. According to statistics, more than 62 million people have a Medicare insurance policy. These people enjoy coverage for many services and treatments, including lab tests, doctor’s visits, prescriptions, and surgical procedures. The…

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November 28, 2022 The Best Ways To Secure Your Valuables at Home

Do you have a safe place for your valuables, as well as the best insurance coverage, to secure them in case of a break-in? With the right combination of homeowners, renters, and personal property insurance, you can replace stolen or damaged items, but how can you keep your most precious…

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November 21, 2022 How to Prepare Your Car For Winter

When winter arrives, you know you need to prepare your car for the hazards of the colder season and not allow mistakes to happen. Once it gets cold, you need to know the steps to take the maneuver through the winter. Indeed, investing in auto insurance and winter-ready maintenance can…

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November 14, 2022 Things To Consider When Choosing a Medicare Plan

Knowing which Medicare plan to choose is essential to having the best protection as you reach the later years. For an aging population, Medicare coverage is a valuable resource. This insurance coverage ensures your access to medical care post-retirement. However, you must choose the coverage plans that are right for you, including…

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November 07, 2022 Medicare B Premiums Are Decreasing in 2023

According to several reports discussing the future of benefits, Medicare premium B premiums are decreasing in 2023. Anybody who received Medicare benefits knows that premium pricing can feel like a rollercoaster. When Medicare Part B rolled out in 1965, premiums were just $3.00. In 2022, though, this figure has inflated to…

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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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