Why car ownership is getting more costly — even as prices dip
IMPORTANT NOTICE: Don’t Assume Your Workers’ Comp Will Apply in Florida
Historic inflation and how it impacts your insurance coverage.
Brooks, Todd & McNeil Agency Blog
Is Your Home In a Trust? Why You Must Add The Trust As An Additional Insured
Many homeowners use trusts as an effective tool to protect assets and facilitate property transfers. If your home is held in a trust, your homeowners insurance policy must reflect this by naming the trust as an additional insured. Ensuring proper coverage prevents potential gaps and protects your property. This article...
Read full articleKnowing which Medicare plan to choose is essential to having the best protection as you reach the later years. For an aging population, Medicare coverage is a valuable resource. This insurance coverage ensures your access to medical care post-retirement. However, you must choose the coverage plans that are right for you, including…
Read full articleAccording to several reports discussing the future of benefits, Medicare premium B premiums are decreasing in 2023. Anybody who received Medicare benefits knows that premium pricing can feel like a rollercoaster. When Medicare Part B rolled out in 1965, premiums were just $3.00. In 2022, though, this figure has inflated to…
Read full articleCar theft has reportedly been up in some parts of the country. Law enforcement are attributing this in part to a new social media challenge that encourages teens and young adults to break into and steal cars. What preventive measures can you take to protect your car? While this new…
Read full articleStarting a manufacturing business can go smoothly if you dedicate your work to the best steps possible and execute a great strategy. The manufacturing industry in the U.S. is worth an estimated $8.8 trillion. If you’re hoping to tap into this profit and establish a lucrative business in the field,…
Read full articleIt is essential to know the five types of cybersecurity for your company to ensure that you have the best protection for your network. Cybersecurity insurance is an important safety net in a data breach. That doesn’t mean your company shouldn’t enforce cybersecurity throughout the company. There are five key elements…
Read full articleThe Medicare Shared Savings Program offers plenty of affordable options for people who need medical treatment. Affordability is one barrier preventing a more significant number of Americans from getting the healthcare they need. Thanks to federal efforts, individuals meetings specific eligibility requirements have access to Medicare. This federal health insurance program…
Read full articleFire Prevention Week is celebrating its 100th Anniversary this October! The week, which is dedicated to raising awareness and reducing risk of fire-related death and injury, will run from October 9 - 15th. "Fire Won't Wait. Plan Your Escape." This year's theme for Fire Prevention Week is "Fire won't wait.…
Read full articleMedicare Advantage enrollment is increasing across the country, and it could skyrocket to new record highs. The Medicare program has expanded beyond what the government offered several decades ago. Among other changes, the Medicare Advantage option became a possibility in 2003, after former President Bill Clinton signed Medicare+Choice into law…
Read full articlePreparing your home for fall is essential to avoid issues that could develop down the line in the colder months. Dropping temperatures signal a busy time for businesses as customers gear up for the holidays, but they can also bring trouble on the home front. Fall is the perfect time…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.